1. Apply online for the FSA ID username & password at fsaid.ed.gov.
    One parent of a dependent student must also secure a FSA ID.
  2. File the Free Application for Federal Student Aid (FAFSA).
    The FAFSA application is available and can be submitted beginning October 1st. File online at www.fafsa.ed.gov using your FSA ID. Your FAFSA is required to be on file before any financial aid can be finalized. GACTC’s School Code is 015272.
  3. Complete the Federal Direct Student Entrance Counseling.
    As a first time Direct Student Loan borrower at GACTC, you must complete the federal Entrance Counseling requirement before your loan proceeds will be credited to your account. At www.studentloans.gov, click on the green button and ‘Sign In’ using your FSA ID. Follow the instructions to complete Entrance Loan Counseling.
    Upon graduation or withdrawal from GACTC, you must complete the federal Exit Counseling requirement at studentloans.gov.
  4. Loan Master Promissory Note.
    Securing loan funds requires the submission of a Master Promissory Note (MPN). The MPN can be completed online at www.studentloans.gov.
  5. Carefully review any communication you receive from our Financial Aid Office and the Federal Student Aid Programs. All requests for information should be returned promptly to the appropriate department or agency, or call the Financial Aid Office for assistance.

Contact Financial Aid

Financial Aid Files

Financial Aid Links

Through this site, students and parents can find information about the Direct Loan Program, including helpful publications and tools to help manage their Direct Loans.

Financial aid professionals at schools can find operational communications and guidance, technical documents, and related information as well as tools for administering the program at their school. There is also a special section for schools interested in joining the program.


This site works by matching the information in your completed profile to scholarships from their database of over 1.5 million scholarships worth over $3.4 billion. Whether you’re a high school freshmen or a returning adult they have scholarships and information to help you find ways to pay for school.


Source for information from the U.S. Department of Education about how to manage your student loans.